GLBA Privacy Notice
Effective Date: 08/06/2025
Facts: What Does Scope Do with Your Personal Financial Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and government-issued ID information
- Account balances and transaction history
- Bank account numbers and routing numbers
- Payment history and savings goals
- Income and employment information (if provided)
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Scope chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
| Reasons we can share your personal information | Does Scope share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes - information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Questions?
Contact us at: privacy@scopeapp.com or visit our website at www.scopeapp.com
Who We Are
Who is providing this notice?
Scope Save Inc. ("Scope"), a Delaware corporation, is providing this notice on behalf of itself and its financial services partners.
What We Do
How does Scope protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We limit access to your personal information to those employees and service providers who need it to provide products and services to you.
How does Scope collect my personal information?
We collect your personal information, for example, when you:
- Open an account or set up savings goals
- Link your bank account or debit card
- Make deposits or withdrawals
- Use our mobile application
- Provide account information during identity verification
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Scope does not have any affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Scope does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Scope does not jointly market.
Other Important Information
State Laws
We will comply with applicable state laws that provide you with additional privacy protections. For example:
- California residents: We will not share your information with nonaffiliates except as permitted by California law.
- Vermont residents: We will not share your information with nonaffiliates except as permitted by Vermont law.
Updates to This Notice
We may update this notice from time to time. When we do, we will post the updated notice on our website and in our mobile application. The "Last Updated" date at the top of this notice shows when it was last revised.